"Aunt Penelope, I really like the tutor for my finance class, and I've grasped some of the knowledge. Could you find me a philosophy tutor as well?"
"Om my.. Lucien, I'm very happy to see you so eager to learn. After all, you will take over the Grafton business in the future."
"But you are still a child and need to pay attention to proper rest and entertainment to ensure healthy growth."
"Aunt, the world is a giant washing machine; either you 'roll' others, or others 'roll' you!"
Inside the elegantly decorated villa, a beautiful, dignified woman leaned on the sofa, looking at the handsome young man before her with a hint of helplessness.
His dark golden hair was neatly combed, and his deep black eyes revealed a maturity beyond his age.
Lucien Grafton.
The sole heir of the Grafton family, a British business giant.
His parents had died in an accident during a trip, and he was later raised by his Aunt Penelope.
Penelope herself was unmarried and childless; Lucien was the only bloodline left by her brother, and she had always treated him as her own.
Lucien had been intelligent and clever since childhood, and also well-behaved and studious, completely unlike the mischievous children of his age.
Yet Penelope sometimes felt that Lucien's studiousness was excessive; not only could he quickly master all the knowledge taught by his tutors, but he would also proactively ask them to leave a large amount of practice exercises and homework.
Rubbing her forehead, Penelope chuckled lightly:
"I know what a washing machine is, but what does 'roll' mean? You always like to invent new words."
"However, Lucien, um.. have you really thought it through, going to that Hogwarts?"
...
Ten years had passed since Lucien transmigrated into this world. He had been reincarnated into a wealthy family and should have inherited the family fortune, dominating the business world, trampling the financial industry, and becoming a true winner of life with a lot of 'fuck you money'.
But that morning, a plump, snow-white bird had flown in through the window, dropped an envelope, and elegantly departed.
The crest on the envelope was a capital "H" surrounded by a lion, a snake, a badger, and an eagle.
~~▬▬~~
Hogwarts School of Witchcraft and Wizardry
Headmaster: Albus Dumbledore
(Order of Merlin, First Class, Grand Sorc., Chief Warlock, Supreme Mugwump, International Confed. of Wizards)
Dear Mr. Grafton,
We are pleased to inform you that you have a place at Hogwarts School of Witchcraft and Wizardry. Please find enclosed a list of all necessary books and equipment.
The term begins on September 1. We await your owl by no later than July 31.
Yours sincerely,
Minerva McGonagall
Deputy Headmistress
Hogwarts School of Witchcraft and Wizardry
UNIFORM
First-year students will require:
Three sets of plain work robes (black)
One plain pointed hat (black) for day wear
One pair of protective gloves (dragon hide or similar)
One winter cloak (black, with silver fastenings)
Please note that all student clothing must carry sewn-in name tags.
COURSE BOOKS
All students should have a copy of each of the following:
The Standard Book of Spells (Grade 1) by Miranda Goshawk
A History of Magic by Bathilda Bagshot
Magical Theory by Adalbert Waffling
A Beginner's Guide to Transfiguration by Emeric Switch
One Thousand Magical Herbs and Fungi by Phyllida Spore
Magical Drafts and Potions by Arsenius Jigger
Fantastic Beasts and Where to Find Them by Newt Scamander
The Dark Forces: A Guide to Self-Protection by Quentin Trimble
OTHER EQUIPMENT
1 wand
1 cauldron (pewter, standard size 2)
1 set of glass or crystal phials
1 telescope
1 set of brass scales
Students may also bring an owl OR a cat OR a toad.
PARENTS ARE REMINDED THAT FIRST-YEAR STUDENTS ARE NOT ALLOWED THEIR OWN BROOMSTICKS.
Note: Given your circumstances, we will send a professor to answer your questions, arriving no later than eight o'clock this evening.
~~▬▬~~
Hogwarts?
Magic?
Lucien finally accepted the fact that he had transmigrated into the Harry Potter world and tried hard to recall the relevant memories.
There was all sorts of wondrous magic here, a self-contained magical world, and a rich variety of magical creatures…
For young wizards from pure Muggle families like Lucien, a professor would visit their home to provide basic knowledge about wizards and magic.
I wonder which professor will come. Old Dumbledore? Or Professor McGonagall, the stern cat-lady? It can't be that Snape who doesn't like to wash his hair…
...
Facing Penelope's inquiry, Lucien nodded.
"Yes, Aunt. At Hogwarts, I can access magic—knowledge I completely don't understand…"
Seeing Lucien about to express his eagerness for new knowledge again, Penelope quickly waved her hands.
"Alright, alright, if you want to go, then go. After all, it's an extraordinary and magical power; who would refuse?"
As the current head of Grafton, Penelope had vaguely heard of the existence of the magical world, but she never expected her nephew to actually awaken the power of a wizard.
After a brief chat with his aunt, Lucien returned to his room.
"System, I'm going to learn magic. Can this month's loan be waived?"
[Congratulations to the Host for entering a brand new world. Applying for a 'Magic Loan' for you]
Hearing the system's emotionless voice, Lucien shook his head helplessly.
As a standard feature for transmigrators, this system had awakened when he was six years old. Its full name was [Loan Reward System].
Lucien could directly advance rewards and then complete the loan tasks issued by the system.
For example, what Lucien had recently loaned was Mastery of Financial Knowledge.
The moment the loan contract was signed, Lucien instantly gained a vast amount of financial knowledge.
Afterward, he needed to read fifty financial books and complete five hundred related exercises to repay the loan.
Of course, thanks to the advanced rewards, Lucien found it much easier to complete these tasks.
[To celebrate the Host's embrace of the wonders of magic, a Loki's Mask (Annual Loan) has been applied for the Host]
Seeing the words Annual Loan, Lucien's eyelid twitched.
The system's loans were divided into daily, weekly, monthly, and the highest level—annual loans.
The repayment periods for the four types of loans were one day, one week, one month, and one year, respectively.
The rewards increased progressively, but the difficulty of the loan tasks also rose accordingly.
[Loan Project: Loki's Mask (Annual Loan)]
[Repayment Period: 365 days]
[Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change]
[White Magic: S]
[Dark Arts: SS+]
[Defense: S+]
[Transfiguration: SSS]
[Potions: A]
[Alchemy: A+]
[Magic Power: SS]
[Loan Tasks: Proficiently master White Magic, perfectly master Transfiguration, perfectly master Dark Arts, breed snd cultivate extraordinary offspring…]
Looking at the detailed description of the Loki's Mask loan, Lucien's expression grew increasingly strange.
He knew Loki, the God of Trickery in Norse mythology, especially skilled in change and magic.
But such a luxurious reward also meant a hellish level of difficulty for the loan tasks; just the sheer number of them made Lucien dizzy.
No matter how great Loki's talent was, could he really master all this magical knowledge within a year?
And what on earth was "cultivating extraordinary offspring"? Was it because Loki was rumored to have given birth to bizarre descendants like giant wolves, world serpents, and eight-legged steeds?
Could a human even give birth to such things?
Lucien shook his head.
"System, since it's my first magic loan, shouldn't there be some kind of discount?"