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Chapter 57 - CHP 57: If you want to pay off your debt, you should do it

Juha and In-ha…

They're showing up more and more, aren't they?

Wasn't like this at the start of the semester.

Feels like we're meeting way too often now.

At this rate, I'll see them every damn day.

Already freaking out…

"Hey, loser, you here?"

"Why the fuck you so late, tryna die?"

Juha and In-ha waiting at the uni gate, chomping gum…

I can picture it. Already dreading it.

I grip my bag strap and head to the izakaya.

No clue what mess they've cooked up now…

---

"E-Eight… eighty million won?"

"That's what she said."

At a quiet bar near the university…

Juha's story hits like a damn truck.

Eighty… fucking… million won.

How do you rack up that kinda debt in one night?

I'm gaping like a fish, can't process it.

"…"

In-ha's silent, chugging soju.

She ain't denying it, so it's real.

The number's so big it doesn't feel real.

"What… what cars did you hit?" I ask.

"What'd they say?" Juha says.

"Genesis something… Benz something…" In-ha mumbles.

Genesis has a ton of models, right?

Benz too…

"Genesis G80 or G90… fuck, I don't know…" In-ha says.

"Shit…"

I don't know cars, but those sound expensive as hell.

And she didn't hit one—she smashed *two*.

Might as well have totaled a sports car…

Hell, a sports car might've been less painful.

"Fuck… damn…"

Juha gives the short version, but my head's spinning.

In-ha took a high-paying short-term job.

Seemed fine at first, legit even.

Day five, they asked her to join a business meeting. She went, no big deal.

But the drinks were spiked with some shit.

She bolted, hopped in her car to escape…

Drugged out, she crashed into parked cars.

What's with her and getting caught up in weird shit?

How do you even stumble into this?

Does hanging in shady circles do this?

"Did you report it?" I ask.

"Yeah," In-ha says. "Cops got called when I hit the cars anyway."

Hmm…

Cops went easy on her, I guess.

Wasn't her choice to get drugged, and it wasn't hard drugs.

Forced dosing, so no charges.

Problem is, she drove while fucked up.

But the drug excuse might get her off that too.

License suspension's the least of it.

The real issue? The debt from wrecking those cars.

"I didn't wanna crash, damn it…" In-ha sobs, shaking.

"Why the fuck do I gotta pay for their bullshit?!" she yells.

Kinda unfair, yeah.

Can't the assholes who drugged her pay?

Maybe get a lawyer or something…

"Fuck, I'm pissed… fuckin' hell…" In-ha cries.

Her sobs fill the table.

Silence hangs. What can you do?

World's like, "Sucker's the fool, not the scammer."

That's life. If it feels off, don't go.

Why'd you even go, In-ha…

"Hmm…" Juha props her chin, thinking.

So *that's* why they called me.

To brainstorm In-ha's eighty-million-won debt.

Like I can do shit about *that* number!

"What if you just say 'fuck it' and don't pay?" Juha asks.

Classic Juha.

That won't work… there's legal consequences, right?

"No… no way," In-ha says, face pale.

What… more to this?

"The Genesis or Benz owner… he's some thug or gangster," In-ha says. "Said he'd gut me if I don't pay…"

"…"

That's… some shit to report.

But fists are closer than law, and we're screwed.

"How the fuck do I pay eighty million…" In-ha slams her head on the table, thrashing.

We need Ju-ri for this…

Nah, even she can't handle eighty million.

Unless In-ha's parents step in, there's no way.

"What'd… your parents say?" I ask.

"Haven't told 'em," In-ha says. "They'd kill me."

"You gotta tell 'em," I say.

Cops probably told her to call them… she must've refused.

She's an adult, so they can't force her.

"And my parents don't have that kinda cash… no way…" she says.

Yeah…

Eighty million's a fortune unless you're loaded.

This is a fucking disaster…

"Maybe… borrow from relatives?" I say. "Something like that, or we're fucked."

Gotta tell her parents.

Even if it's a hassle, relatives could chip in.

Us three? No way we can handle this.

Even if we worked construction, it'd take two years.

In-ha alone? Five years, if she spends nothing. She'd be 25 by then… crazy.

"Joonhyung, how much you got?" In-ha asks.

"Me? Four million," I say.

"You didn't spend any?" she asks.

"Nah… just food and stuff."

Was thinking about gifts for my uncle and maybe Juha…

Then this shitstorm hits.

But why my money?!

Four million's a drop in the bucket…

"I'm broke right now too," Juha says, touching her lips.

She blew her cash on family stuff.

No way to pay this debt now.

"But there's a way," Juha says, eyeing In-ha with a deadpan look.

In-ha freezes.

What… I think I know where this is going…

"We made ten million with four videos…" Juha says.

"No fucking way! Don't even!" In-ha screams, freaking out.

Juha grins like a devil and keeps going.

"Thirty-two videos should do it. With editing and fees, maybe forty?"

"Stop talking shit! I said stop!" In-ha yells.

Juha's sly eyes turn to me.

"If we do two rounds per video… eighty fucks total."

"Fuck you, no!" In-ha shouts, practically foaming.

What about *my* opinion?! Why's it assumed I'm in?!

"OnlyFans is the only way," Juha says.

"No way I'm doing it with *him*! I'd rather fuck someone else!" In-ha snaps.

"Then it'll take longer," Juha says. "You'd owe the male actor a cut."

"…"

"With Joonhyung, it's just eighty times," Juha says.

Her foot nudges my shin, her slim toes grazing me. Shit…

"Yo, you should thank us," Juha says. "We set this up so you've got options. How else you gonna make eighty million? Let that gangster gut you?"

"…"

When did Juha get so damn logical?

She's sharp when she's messing with people…

"Gutted's the best case," Juha says. "They'll probably sell you to a bar. Wanna guess how much you'd make? Ten grand a pop? You'd need to fuck eight hundred guys. And they'd probably beat you too."

"Stop! Stop saying that shit!" In-ha screams.

She's enjoying this, isn't she?

This is serious, not a fucking joke!

Juha's words hit hard, and In-ha's face goes ghost-white.

Eight… hundred guys?

Fuck eight hundred people?

No… no way…

She looks ready to pass out.

Even I'm scared.

Eight hundred random dudes? Your brain'd be mush by the end.

"I'd rather do forty clean shoots with Joonhyung," Juha says.

"…"

Juha's the real devil.

Is this gaslighting? In-ha's starting to buy it!

"Yo, right or not, Joonhyung?" Juha asks.

"Uh… hmm…"

I dodge.

Honestly, I got no better ideas.

Best bet's a lawyer to sort this out.

If that fails, parents and relatives for cash, paying them back slow.

Last resort, we scrape money together…

Eighty million's bad enough…

With interest, it could be more.

Heard they might charge for car rentals while the owners' cars are out.

Fuck… no way we can handle this. My head's spinning.

"Ugh…"

I rub my face.

Forty videos?

Even daily, that's forty days.

Every three days? Hundred-twenty days.

Same old porn won't sell, so it'd take longer.

Can't breathe.

This has to be realistic…

Eighty million… at least she didn't hit a person. That'd be game over.

"You… talked to insurance, right?" I ask.

"Did that already," In-ha says.

Yeah…

She fucked up by driving.

Even if it's unfair, getting behind the wheel was the issue.

Should've taken a taxi or yelled for help…

But the drugs fucked her judgment.

"Think positive," Juha says. "It wasn't hard drugs. Just some date-rape shit. If it was real drugs, you'd be fucked up."

"Yeah… true," In-ha mumbles.

She's right.

If they'd used real drugs, she wouldn't be talking now.

Lucky or unlucky? Hard to say…

"Fuck… ugh…" In-ha cries, slamming her head on the table.

Stop banging your head, it's bad enough already…

I hold back. If I said that, she'd crack my skull with a soju bottle.

"Eighty times is too much… no way…" In-ha sobs.

No shit, it's too much for me too!

Why's no one asking *me*?

In-ha looks up, staring at me.

What… why?

She stares, then slams her head down again.

"Fuck, I can't… no way…"

Then pay the eighty million yourself, damn it.

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