Simply by reversing the order of explanation, everything becomes reasonable and necessary.
By solving the slum problems, politicians gain achievements and votes.
Through the distribution of welfare, while expanding the bank's customer base, Anderson, as a representative of the slums, instantly becomes a king.
There was no need to shout loudly; he merely aligned his business plan with the needs of the Brazilian Government and the slums, gradually trapping everyone into it, making them follow his pace to the end.
Even if they realize everything centers around the 'payment bank', no one feels like discussing it, because Joe asked for too little up front!
For any other capital entity, they would have capitalized every single link.
But Joe chose the most beneficial approach for Brazilian society!
If such a company ever encountered problems, the Brazilian Government should step in to cover it rather than quibble over the so-called 'payment bank' issue.
