Being disliked and called a poor ghost doesn't bother Ji You at all, because she really is a poor dead ghost.
Poor—
Is not scary.
What's scary is not facing the reality of being poor.
This kind of thing where you can easily pick up 4,5000 credit points, Ji You wishes it could happen every day. This is literally picking up money! Why would she dislike that?
Ji You glances at Sheng Qingyan and snorts: "You've never been poor, that's why you can say things like that. If you ever end up like me, unable to eat or dress warmly and still drowning in debt, you wouldn't dislike these few thousand credit points."
Hmph—
Those rich ghosts can never understand the sorrow of a poor ghost.
As Ji You says this, she immediately receives a big eye-roll from Sheng Qingyan, as well as sympathetic glances from those around.
Ji You doesn't mind these and continues to enjoy peeling the claws.
Suddenly—
A voice reaches her ears: "You... really owe a lot of debt?"